{"id":5050,"date":"2025-01-10T16:50:11","date_gmt":"2025-01-10T11:20:11","guid":{"rendered":"https:\/\/indianlawsociety.com\/?p=5050"},"modified":"2025-01-13T19:09:01","modified_gmt":"2025-01-13T13:39:01","slug":"nrlm-financial-norms-a-guide-to-economic-assistance","status":"publish","type":"post","link":"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/","title":{"rendered":"NRLM Financial Norms: A Guide to Economic Assistance"},"content":{"rendered":"<p class=\"ng-star-inserted\" style=\"text-align: justify;\"><span class=\"ng-star-inserted\">The National Rural Livelihoods Mission (NRLM) is a comprehensive program aimed at reducing poverty by empowering rural communities through self-help groups (SHGs) and various livelihood activities. This article provides an overview of the financial norms and ceilings for economic assistance under NRLM, focusing on the key components of the scheme.<\/span><\/p>\n<p class=\"ng-star-inserted\" style=\"text-align: justify;\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Key Components of Financial Assistance<\/span><\/strong><\/p>\n<p class=\"ng-star-inserted\" style=\"text-align: justify;\"><span class=\"ng-star-inserted\">The NRLM provides financial assistance through several key components:<\/span><\/p>\n<ol class=\"ng-star-inserted\" style=\"text-align: justify;\">\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Formation of SHGs:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0Financial support is provided to NGOs, Community-Based Organizations (CBOs), community coordinators, facilitators, and animators to form and develop self-help groups. Each SHG receives Rs. 10,000 for this purpose.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Revolving Fund (RF):<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0SHGs that have not received RF earlier are eligible for a revolving fund as a corpus, ranging from Rs. 10,000 to Rs. 15,000 per SHG. Only SHGs with more than 70% members from Below Poverty Line (BPL) households are eligible for RF.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Capital Subsidy (CS):<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0Capital subsidies are provided to members of SHGs and individual beneficiaries, with a ceiling of Rs. 15,000 for the general category and Rs. 20,000 for SC\/ST categories. The maximum subsidy for an SHG is Rs. 2.50 lakh. Only BPL members are eligible for individual subsidies, and SHGs with over 70% BPL members are eligible for the subsidy.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Capacity Building and Skills Training:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0The scheme allocates Rs. 7,500 per beneficiary for training and capacity building. This component supports training not only for beneficiaries but also for other stakeholders, including program officers, government officials, NGOs, and PRI functionaries. This component also covers expenses for exposure visits and immersion visits.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Interest Subsidy:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0NRLM provides interest subsidies for SHG loans with interest rates above 7%. This subsidy is applicable to SHGs with over 70% BPL members, until a member avails a loan up to Rs. 1 lakh. The subsidy is not available when a SHG avails capital subsidy.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">One-time Grant for Federations:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0One-time grants are provided to support the sustainability and effectiveness of federations:<\/span><\/p>\n<ul class=\"ng-star-inserted\">\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Rs. 10,000 for Village\/Panchayat level federation.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Rs. 20,000 for Block-level federation.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Rs. 100,000 for District-level federation.<\/span><\/p>\n<\/li>\n<\/ul>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Administrative Expenses:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a05% of the allocation, net of skill development and placement and RSETI components, is allocated for administrative expenses at the central and state levels.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Infrastructure and Marketing:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0Up to 20% (25% for North Eastern States and Sikkim) of the central and state share is allocated for infrastructure and marketing.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Skills and Placement Projects and Innovations:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a020% of the Central allocation is earmarked for skill and placement projects and innovations. Of this, 5% is for innovative projects, while 15% is for placement-linked skill development. 50% of the allocation for placement-linked projects is retained at the center for multi-state projects, and the remaining is allocated to states to implement state-specific projects.<\/span><\/p>\n<\/li>\n<\/ol>\n<p class=\"ng-star-inserted\" style=\"text-align: justify;\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Key Financial Norms and Ceilings<\/span><\/strong><\/p>\n<ul class=\"ng-star-inserted\" style=\"text-align: justify;\">\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Revolving Fund (RF):<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0Rs. 10,000 to Rs. 15,000 per SHG.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Capital Subsidy (CS):<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0Rs. 15,000 for general category, Rs. 20,000 for SC\/ST.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Training and Capacity Building:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0Rs. 7,500 per beneficiary.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Interest Subsidy:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0Subsidy on interest rate above 7% for SHG loans up to Rs. 1 lakh.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Administrative Expenses:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a05% of allocation, excluding skill development and RSETI components.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Infrastructure and Marketing:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0Up to 20% of the central and state share.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Skills and Placement Projects:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a020% of the Central allocation, with 5% for innovations and 15% for skill development.<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ng-star-inserted\" style=\"text-align: justify;\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Implementation and Monitoring<\/span><\/strong><\/p>\n<p class=\"ng-star-inserted\" style=\"text-align: justify;\"><span class=\"ng-star-inserted\">The scheme emphasizes the following:<\/span><\/p>\n<ul class=\"ng-star-inserted\" style=\"text-align: justify;\">\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Transparency:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0Open and transparent processes for financial transactions.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Accountability:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0Clear guidelines for the use of funds and reporting.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Monitoring:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0Regular monitoring of fund utilization and project progress.<\/span><\/p>\n<\/li>\n<li class=\"ng-star-inserted\">\n<p class=\"ng-star-inserted\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Convergence:<\/span><\/strong><span class=\"ng-star-inserted\">\u00a0Integration with other government schemes to maximize impact.<\/span><\/p>\n<\/li>\n<\/ul>\n<p class=\"ng-star-inserted\" style=\"text-align: justify;\"><strong class=\"ng-star-inserted\"><span class=\"ng-star-inserted\">Conclusion<\/span><\/strong><\/p>\n<p class=\"ng-star-inserted\" style=\"text-align: justify;\"><span class=\"ng-star-inserted\">The financial norms and ceilings under the National Rural Livelihoods Mission (NRLM) are designed to provide targeted and effective support to rural communities. By focusing on self-help groups, skill development, and infrastructure improvements, the scheme aims to empower the poor and enhance their livelihoods. The emphasis on transparency and accountability ensures that funds are utilized effectively and that the benefits reach the intended beneficiaries.<\/span><\/p>\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/karma.law\/insights\/wp-content\/uploads\/2025\/01\/Aajeevika-National-Rural-Livelihoods-Mission-NRLM-1.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of Aajeevika - National Rural Livelihoods Mission (NRLM).\"><\/object><a id=\"wp-block-file--media-70fc928f-57ad-405a-a2d7-cb1e179c41e4\" href=\"https:\/\/karma.law\/insights\/wp-content\/uploads\/2025\/01\/Aajeevika-National-Rural-Livelihoods-Mission-NRLM-1.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Aajeevika &#8211; National Rural Livelihoods Mission (NRLM)<\/a><a href=\"https:\/\/karma.law\/insights\/wp-content\/uploads\/2025\/01\/Aajeevika-National-Rural-Livelihoods-Mission-NRLM-1.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-70fc928f-57ad-405a-a2d7-cb1e179c41e4\">Download<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"The National Rural Livelihoods Mission (NRLM) is a comprehensive program aimed at reducing poverty by empowering rural communities through self-help groups (SHGs) and various livelihood activities.","protected":false},"author":1,"featured_media":6074,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"csco_display_header_overlay":false,"csco_singular_sidebar":"","csco_page_header_type":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"footnotes":""},"categories":[25,379,49],"tags":[2364,2365,1038,1039,1024,1537,410],"class_list":{"0":"post-5050","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-law-library","8":"category-rural-development-and-panchayati-raj","9":"category-schemes-and-yojanas","10":"tag-economic-assistance","11":"tag-financial-norms","12":"tag-national-rural-livelihoods-mission","13":"tag-nrlm","14":"tag-rural-development","15":"tag-self-help-groups","16":"tag-skill-development","17":"cs-entry","18":"cs-video-wrap"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>NRLM Financial Norms: A Guide to Economic Assistance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NRLM Financial Norms: A Guide to Economic Assistance\" \/>\n<meta property=\"og:description\" content=\"The National Rural Livelihoods Mission (NRLM) is a comprehensive program aimed at reducing poverty by empowering rural communities through self-help groups (SHGs) and various livelihood activities.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/\" \/>\n<meta property=\"og:site_name\" content=\"Insights by Karma AI\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-10T11:20:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-13T13:39:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/karma.law\/insights\/wp-content\/uploads\/2025\/01\/7.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1224\" \/>\n\t<meta property=\"og:image:height\" content=\"826\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Karma AI\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Karma AI\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/law-library\\\/nrlm-financial-norms-a-guide-to-economic-assistance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/law-library\\\/nrlm-financial-norms-a-guide-to-economic-assistance\\\/\"},\"author\":{\"name\":\"Karma AI\",\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/#\\\/schema\\\/person\\\/cfb78f37dfe74f0397dc673286495f01\"},\"headline\":\"NRLM Financial Norms: A Guide to Economic Assistance\",\"datePublished\":\"2025-01-10T11:20:11+00:00\",\"dateModified\":\"2025-01-13T13:39:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/law-library\\\/nrlm-financial-norms-a-guide-to-economic-assistance\\\/\"},\"wordCount\":626,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/law-library\\\/nrlm-financial-norms-a-guide-to-economic-assistance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/karma.law\\\/insights\\\/wp-content\\\/uploads\\\/2025\\\/01\\\/7.jpg\",\"keywords\":[\"Economic Assistance\",\"Financial Norms\",\"National Rural Livelihoods Mission\",\"NRLM\",\"rural development\",\"Self-Help Groups\",\"skill development\"],\"articleSection\":[\"Law Library\",\"Rural Development &amp; Panchayati Raj\",\"Schemes &amp; Yojanas\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/karma.law\\\/insights\\\/law-library\\\/nrlm-financial-norms-a-guide-to-economic-assistance\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/law-library\\\/nrlm-financial-norms-a-guide-to-economic-assistance\\\/\",\"url\":\"https:\\\/\\\/karma.law\\\/insights\\\/law-library\\\/nrlm-financial-norms-a-guide-to-economic-assistance\\\/\",\"name\":\"NRLM Financial Norms: A Guide to Economic Assistance\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/law-library\\\/nrlm-financial-norms-a-guide-to-economic-assistance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/law-library\\\/nrlm-financial-norms-a-guide-to-economic-assistance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/karma.law\\\/insights\\\/wp-content\\\/uploads\\\/2025\\\/01\\\/7.jpg\",\"datePublished\":\"2025-01-10T11:20:11+00:00\",\"dateModified\":\"2025-01-13T13:39:01+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/law-library\\\/nrlm-financial-norms-a-guide-to-economic-assistance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/karma.law\\\/insights\\\/law-library\\\/nrlm-financial-norms-a-guide-to-economic-assistance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/law-library\\\/nrlm-financial-norms-a-guide-to-economic-assistance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/karma.law\\\/insights\\\/wp-content\\\/uploads\\\/2025\\\/01\\\/7.jpg\",\"contentUrl\":\"https:\\\/\\\/karma.law\\\/insights\\\/wp-content\\\/uploads\\\/2025\\\/01\\\/7.jpg\",\"width\":1224,\"height\":826},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/law-library\\\/nrlm-financial-norms-a-guide-to-economic-assistance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/karma.law\\\/insights\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"NRLM Financial Norms: A Guide to Economic Assistance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/#website\",\"url\":\"https:\\\/\\\/karma.law\\\/insights\\\/\",\"name\":\"Insights by Karma AI\",\"description\":\"Law Simplified\",\"publisher\":{\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/#organization\"},\"alternateName\":\"Insights by Karma AI\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/karma.law\\\/insights\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/#organization\",\"name\":\"Karma AI - Think Legal\",\"url\":\"https:\\\/\\\/karma.law\\\/insights\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/karma.law\\\/insights\\\/wp-content\\\/uploads\\\/2025\\\/01\\\/cropped-icon-1.png\",\"contentUrl\":\"https:\\\/\\\/karma.law\\\/insights\\\/wp-content\\\/uploads\\\/2025\\\/01\\\/cropped-icon-1.png\",\"width\":512,\"height\":512,\"caption\":\"Karma AI - Think Legal\"},\"image\":{\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/karma.law\\\/insights\\\/#\\\/schema\\\/person\\\/cfb78f37dfe74f0397dc673286495f01\",\"name\":\"Karma AI\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/3dc55b7c8c787d0bfb152056f4cea70a8f439b177f173ba6a8e712e0688bb021?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/3dc55b7c8c787d0bfb152056f4cea70a8f439b177f173ba6a8e712e0688bb021?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/3dc55b7c8c787d0bfb152056f4cea70a8f439b177f173ba6a8e712e0688bb021?s=96&d=mm&r=g\",\"caption\":\"Karma AI\"},\"sameAs\":[\"https:\\\/\\\/karma.law\\\/insights\"],\"url\":\"https:\\\/\\\/karma.law\\\/insights\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"NRLM Financial Norms: A Guide to Economic Assistance","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/","og_locale":"en_US","og_type":"article","og_title":"NRLM Financial Norms: A Guide to Economic Assistance","og_description":"The National Rural Livelihoods Mission (NRLM) is a comprehensive program aimed at reducing poverty by empowering rural communities through self-help groups (SHGs) and various livelihood activities.","og_url":"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/","og_site_name":"Insights by Karma AI","article_published_time":"2025-01-10T11:20:11+00:00","article_modified_time":"2025-01-13T13:39:01+00:00","og_image":[{"width":1224,"height":826,"url":"https:\/\/karma.law\/insights\/wp-content\/uploads\/2025\/01\/7.jpg","type":"image\/jpeg"}],"author":"Karma AI","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Karma AI","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/#article","isPartOf":{"@id":"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/"},"author":{"name":"Karma AI","@id":"https:\/\/karma.law\/insights\/#\/schema\/person\/cfb78f37dfe74f0397dc673286495f01"},"headline":"NRLM Financial Norms: A Guide to Economic Assistance","datePublished":"2025-01-10T11:20:11+00:00","dateModified":"2025-01-13T13:39:01+00:00","mainEntityOfPage":{"@id":"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/"},"wordCount":626,"commentCount":0,"publisher":{"@id":"https:\/\/karma.law\/insights\/#organization"},"image":{"@id":"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/#primaryimage"},"thumbnailUrl":"https:\/\/karma.law\/insights\/wp-content\/uploads\/2025\/01\/7.jpg","keywords":["Economic Assistance","Financial Norms","National Rural Livelihoods Mission","NRLM","rural development","Self-Help Groups","skill development"],"articleSection":["Law Library","Rural Development &amp; Panchayati Raj","Schemes &amp; Yojanas"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/","url":"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/","name":"NRLM Financial Norms: A Guide to Economic Assistance","isPartOf":{"@id":"https:\/\/karma.law\/insights\/#website"},"primaryImageOfPage":{"@id":"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/#primaryimage"},"image":{"@id":"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/#primaryimage"},"thumbnailUrl":"https:\/\/karma.law\/insights\/wp-content\/uploads\/2025\/01\/7.jpg","datePublished":"2025-01-10T11:20:11+00:00","dateModified":"2025-01-13T13:39:01+00:00","breadcrumb":{"@id":"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/#primaryimage","url":"https:\/\/karma.law\/insights\/wp-content\/uploads\/2025\/01\/7.jpg","contentUrl":"https:\/\/karma.law\/insights\/wp-content\/uploads\/2025\/01\/7.jpg","width":1224,"height":826},{"@type":"BreadcrumbList","@id":"https:\/\/karma.law\/insights\/law-library\/nrlm-financial-norms-a-guide-to-economic-assistance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/karma.law\/insights\/"},{"@type":"ListItem","position":2,"name":"NRLM Financial Norms: A Guide to Economic Assistance"}]},{"@type":"WebSite","@id":"https:\/\/karma.law\/insights\/#website","url":"https:\/\/karma.law\/insights\/","name":"Insights by Karma AI","description":"Law Simplified","publisher":{"@id":"https:\/\/karma.law\/insights\/#organization"},"alternateName":"Insights by Karma AI","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/karma.law\/insights\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/karma.law\/insights\/#organization","name":"Karma AI - Think Legal","url":"https:\/\/karma.law\/insights\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/karma.law\/insights\/#\/schema\/logo\/image\/","url":"https:\/\/karma.law\/insights\/wp-content\/uploads\/2025\/01\/cropped-icon-1.png","contentUrl":"https:\/\/karma.law\/insights\/wp-content\/uploads\/2025\/01\/cropped-icon-1.png","width":512,"height":512,"caption":"Karma AI - Think Legal"},"image":{"@id":"https:\/\/karma.law\/insights\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/karma.law\/insights\/#\/schema\/person\/cfb78f37dfe74f0397dc673286495f01","name":"Karma AI","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/3dc55b7c8c787d0bfb152056f4cea70a8f439b177f173ba6a8e712e0688bb021?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/3dc55b7c8c787d0bfb152056f4cea70a8f439b177f173ba6a8e712e0688bb021?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3dc55b7c8c787d0bfb152056f4cea70a8f439b177f173ba6a8e712e0688bb021?s=96&d=mm&r=g","caption":"Karma AI"},"sameAs":["https:\/\/karma.law\/insights"],"url":"https:\/\/karma.law\/insights\/author\/admin\/"}]}},"jetpack_featured_media_url":"https:\/\/karma.law\/insights\/wp-content\/uploads\/2025\/01\/7.jpg","_links":{"self":[{"href":"https:\/\/karma.law\/insights\/wp-json\/wp\/v2\/posts\/5050","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/karma.law\/insights\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/karma.law\/insights\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/karma.law\/insights\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/karma.law\/insights\/wp-json\/wp\/v2\/comments?post=5050"}],"version-history":[{"count":1,"href":"https:\/\/karma.law\/insights\/wp-json\/wp\/v2\/posts\/5050\/revisions"}],"predecessor-version":[{"id":5111,"href":"https:\/\/karma.law\/insights\/wp-json\/wp\/v2\/posts\/5050\/revisions\/5111"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/karma.law\/insights\/wp-json\/wp\/v2\/media\/6074"}],"wp:attachment":[{"href":"https:\/\/karma.law\/insights\/wp-json\/wp\/v2\/media?parent=5050"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/karma.law\/insights\/wp-json\/wp\/v2\/categories?post=5050"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/karma.law\/insights\/wp-json\/wp\/v2\/tags?post=5050"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}